Education

Universities not keeping good track of student loans, audit says

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Source: http://tennessee.watchdog.org

By Chris Butler | Tennessee Watchdog

Universities not keeping good track of student loans, audit says

 

KNOXVILLE — If you’re a University of Tennessee at Knoxville student on financial aid, it’s possible you could quit going to class outright or even graduate and you would still qualify for that money.

An audit that Tennessee Comptroller Justin Wilson released last week said it will happen if school officials aren’t watching you carefully.

The audit also said it’s possible to attend another school in the University of Tennessee system, UT-Martin, and receive thousands of dollars in student aid even though your grades don’t measure up.

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STUDENT AID: Not all of the students attending school at the University of Tennessee at Knoxville were eligible, according to a new audit.

At UT-Knoxville, auditors took a sample of 40 student loan recipients and discovered that five of them likely already had left school. Other students might have started attending less than half the regular time, auditors said.

UT-Knoxville officials didn’t return Tennessee Watchdog’s request for comment Tuesday.

A list of quick facts on the school’s website didn’t say how many students overall accept financial aid.

“Student enrollment information is extremely important, because it is used to determine if the student is still considered in school, must be moved into repayment, or is eligible for an in-school deferment,” auditors wrote.

The website reports the school has a 66 percent graduation rate.

“For students moving into repayment, the out of school status effective date determines when the grace period begins and how soon a student must begin repaying loan funds.”

In a written response to auditors, UT-Knoxville officials said they would implement stronger standards. Auditors wrote they made similar findings at the school the previous academic year.

The samples were taken from the 2012-13 academic year, as were those for UT-Martin.

Auditors at UT-Martin sampled $392,582 in financial aid — out of a total $51.6 million given — and discovered two students received $18,527, even though they didn’t meet the university’s own minimum academic standards.

In a written response, UT-Martin officials said they concur with those findings, will implement stricter procedures and already have returned that money to the U.S. Department of Education.

UT-Martin spokesman Bud Grimes told Tennessee Watchdog the school has a six-year graduation rate of 46.5 percent.

Two individuals are responsible for handling the school’s student loan applications, Grimes said.

Last year, several students at Middle Tennessee State University in Murfreesboro told Tennessee Watchdog that student loans to attend any Tennessee college are extremely easy to acquire and sometimes given to students who aren’t college material.

Those loans don’t just burden students — to a degree, they also burden taxpayers.

University officials hire state employees to process those loans, said Tennessee Higher Education Commission spokesman Russ Deaton. The more student loans given, the more state employees are needed to process those loans.

Russ Deaton also said that if you process student loans at a Tennessee university you likely have the safest job on campus, even when college presidents make drastic cuts elsewhere.

Federal guidelines help see to that, Deaton said.

Such was the case during the most recent recession, when funding for Tennessee’s colleges and universities dropped, and more of higher education’s revenue came from tuition increases, he said.

“The student loan industry, as you can probably guess, has a lot of federal regulations and paperwork attached to it,” Deaton said when asked if these student loan processors, who are state employees, could ever face downsizing when money is tight.

“Most of those financial aid offices are already slammed and understaffed. I doubt that presidents would look there first.”

The U.S. government made $50 billion off student loans in 2012, according to the Congressional Budget Office.

Deaton said campuses generally don’t do independent credit checks or risk analyses on students who apply.

Contact Christopher Butler at chris@tennesseewatchdog.org. or follow him and submit story ideas on his official Facebook page.

Image credit: http://tennessee.watchdog.org

Is College A Waste Of Time And Money?

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Source: http://theeconomiccollapseblog.com

By Michael Snyder

Is College A Waste Of Time And Money?

 

Graduation-300x300Are you thinking of going to college?  If so, please consider that decision very carefully.  You probably have lots of people telling you that an “education” is the key to your future and that you will never be able to get a “good job” unless you go to college.  And it is true that those that go to college do earn more on average than those that do not.  However, there is also a downside.  At most U.S. colleges, the quality of the education that you will receive is a joke, the goal of most colleges is to extract as much money from you and your parents as they possibly can, and there is a very good chance that there will not be a “good job” waiting for you once you graduate.  And unless you have someone that is willing to pay your tuition bills, you will probably be facing a lifetime of crippling student loan debt payments once you get out into the real world.  So is college a waste of time and money?  In the end, it really pays to listen to both sides of the debate.

Personally, I spent eight years at U.S. public universities, and I really enjoyed those times.

But would I trade my degrees today for the time and money that I spent to get them?

Absolutely.

Right now, Americans owe more than a trillion dollars on their student loans, and more than 124 billion dollars of that total is more than 90 days delinquent.

It is a student loan debt bubble unlike anything that we have ever seen before, and now even those that make their living from this system are urging reform.  For example, consider what a law professor at the University of Tennessee recently wrote for the Wall Street Journal…

In the field of higher education, reality is outrunning parody. A recent feature on the satire website the Onion proclaimed, “30-Year-Old Has Earned $11 More Than He Would Have Without College Education.” Allowing for tuition, interest on student loans, and four years of foregone income while in school, the fictional student “Patrick Moorhouse” wasn’t much better off. His years of stress and study, the article japed, “have been more or less a financial wash.”
 
“Patrick” shouldn’t feel too bad. Many college graduates would be happy to be $11 ahead instead of thousands, or hundreds of thousands, behind. The credit-driven higher education bubble of the past several decades has left legions of students deep in debt without improving their job prospects. To make college a good value again, today’s parents and students need to be skeptical, frugal and demanding.

When a lot of young Americans graduate from college and can’t find a decent job, they are told that if they really want to “be successful” that what they really need is a graduate degree.

That means more years of education, and in most cases, even more debt.

But by the time many of these young achievers get through college and graduate school, the debt loads can be absolutely overwhelming

The typical debt load of borrowers leaving school with a master’s, medical, law or doctoral degree jumped an inflation-adjusted 43% between 2004 and 2012, according to a new report by the New America Foundation, a left-leaning Washington think tank. That translated into a median debt load—the point at which half of borrowers owed more and half owed less—of $57,600 in 2012.
 
The increases were sharper for those pursuing advanced degrees in the social sciences and humanities, versus professional degrees such as M.B.A.s or medical degrees that tend to yield greater long-term returns. The typical debt load of those earning a master’s in education showed some of the largest increases, rising 66% to $50,879. It climbed 54% to $58,539 for those earning a master of arts.

In particular, many are questioning the value of a law school education these days.  Law schools are aggressively recruiting students even though they know that there are way, way too many lawyers already.  There is no way that the legal field can produce enough jobs for the huge flood of new law school graduates that are hitting the streets each year.

The criticism has become so harsh that even mainstream news outlets are writing about this.  For instance, the following comes from a recent CNN article

For the past three years, the media has picked up the attacks with relish. The New York Times, in an article on a graduate with $250,000 in loans, put it this way: “Is Law School a Losing Game?” Referring to the graduate, the Times wrote“His secret, if that’s the right word, is to pretty much ignore all the calls and letters that he receives every day from the dozen or so creditors now hounding him for cash,” writes the author.  Or consider this blunt headline from a recent Business Insider article: “‘I Consider Law School A Waste Of My Life And An Extraordinary Waste Of Money.’” Even though the graduate profiled in the piece had a degree from a Top 20 law school, he’s now bitterly mired in debt. “Because I went to law school, I don’t see myself having a family, earning a comfortable wage, or having an enjoyable lifestyle,” he writes. “I wouldn’t wish my law school experience on my enemy.”

In America today, approximately two-thirds of all college students graduate with student loan debt, and the average debt level has been steadily rising.  In fact, one study found that “70 percent of the class of 2013 is graduating with college-related debt – averaging $35,200 – including federal, state and private loans, as well as debt owed to family and accumulated through credit cards.”

That would be bad enough if most of these students were getting decent jobs that enabled them to service that debt.

But unfortunately, that is often not the case.  It has been estimated that about half of all recent college graduates are working jobs that do not even require a college degree.

Could you imagine that?

Could you imagine investing four or five years and tens of thousands of dollars in a college degree and then working a job that does not even require a degree?

And the really sick thing is that the quality of the education that most college students are receiving is quite pathetic.

Recently, a film crew went down to American University and asked students some really basic questions about our country.  The results were absolutely stunning

When asked if they could name a SINGLE U.S. senator, the students blanked. Also, very few knew that each state has two senators. The guesses were all over the map, with some crediting each state with twelve, thirteen, and five senators.

I have posted the YouTube video below.  How in the world is it possible that college students in America cannot name a single U.S. senator?…

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These are the leaders of tomorrow?

That is a frightening thought.

If parents only knew what their children were being taught at college, in most instances they would be absolutely horrified.

The following is a list of actual college courses that have been taught at U.S. colleges in recent years…

-”What If Harry Potter Is Real?

-”Lady Gaga and the Sociology of Fame

-”Philosophy And Star Trek

-”Invented Languages: Klingon and Beyond

-”Learning From YouTube

-”How To Watch Television

-”Sport For The Spectator

-”Oh, Look, a Chicken!

That last one is my favorite.

The truth is that many of these colleges don’t really care if  your sons and daughters learn much at all.  They just want the money to keep rolling in.

And our college students are discovering that when they do graduate that they are woefully unprepared for life on the outside.  In fact, one survey found that 70% of all college graduates wish that they had spent more time preparing for the “real world” while they were still in college.

In America today, there are more than 300,000 waitresses that have college degrees, and close to three out of every ten adults in the United States under the age of 35 are still living at home with Mom and Dad.

Our system of higher education is not working, and it is crippling an entire generation of Americans.

So what do you think?

Do you believe that college is a waste of time and money?

This article first appeared here at the Economic Collapse Blog.  Michael Snyder is a writer, speaker and activist who writes and edits his own blogs The American Dream and Economic Collapse Blog. Follow him on Twitter here.

 

 

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Image credit: http://theeconomiccollapseblog.com

 

Big Biz spends big money on “Obamacare of Education” Common Core, Fights small government activists, some teachers

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Source: http://www.againstcronycapitalism.org

By

Big Biz spends big money on “Obamacare of Education” Common Core, Fights small government activists, some teachers

 

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Common Core, is supported broadly by the business community. Moderate Republican stalwarts such as Jeb Bush and even Rupert Murdoch are behind the effort to federalize education parameters. There is a belief that Common Core will do a better job of standardizing future workers.

But to paraphrase the late George Carlin, “They want obedient workers. They want people just smart enough to do the paperwork and run the machines but dumb enough to put up with the nonsense at the top.”

This is what is behind Common Core.

Though one hears little of the pushback against Common Core in the establishment media there is massive resistance to the effort to bring education standards completely under the control of Washington DC. Parents around the country have fought to bring awareness of the program to the fore. In at least one case a parent went to jail for questioning the implementation of Common Core in Baltimore City schools.

Standardizing workers saves big business money. If it can get the state to mold people into uniform units big business will do it. Then as they see it the workforce will be more about plugging people into roles than the nuanced (and expensive) art human resource management is now.

Conform to your box epsilon.

(From Politico.com)
 
Tea party activists have been waging war for months against the Common Core academic standards. Now, in a coordinated show of muscle, Big Business is fighting back — and notching wins.
 
The urgent effort stems from a sense among supporters that this is a make-or-break moment for the Common Core, which is under siege all over the country.

Click here for the article.

Image credit: http://www.againstcronycapitalism.org


Nick Sorrentino
About Nick Sorrentino

Nick Sorrentino is the co-founder and editor of AgainstCronyCapitalism.org. A political and communications consultant with clients across the political spectrum, he lives just outside of Washington DC where he can keep an eye on Leviathan.

 

Potent Propaganda: The College Debt Bubble Is Set to Explode (Micro Documentary)

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Source: http://www.shtfplan.com

By Mac Slavo

Potent Propaganda: The College Debt Bubble Is Set to Explode (Micro Documentary)

 

 

This month President Obama issued a directive that will penalize “for-profit” trade schools because students are amassing huge levels of debt they can’t pay off. According to the President and the Department of Education these specialty training schools promise to train students and prepare them for a career in everything from computer design to personal training. But when graduates get out of school they often lack the skills necessary to land the high paying jobs they were promised, leaving many without the income to service their loans.

The proposed regulations would penalize career oriented programs that produce graduates without the training needed to find a job with a salary that will allow them to pay off their debt. Schools, for-profit or not, that don’t comply would lose access to the federal student aid programs.
 
“Today, too many of these programs fail to provide students with the training that they need at taxpayers’ expense and the cost to these students’ futures.”

What President Obama won’t tell you is that it’s not just trade schools that promise young and optimistic high school graduates a future full of big money and easy living. And though most universities claim they are non-profit pedagogic institutions whose goal is to serve and mold young minds for the future, the fact is that there is a ton of money to be made by everyone involved including teachers, administrators, banks and periphery industries that service colleges.

According to a new documentary from Crush the Street obscene debt levels are being amassed on all levels of secondary education – even if the college in question is not “for profit.”

If you have kids entering college, in college, or graduates living with you at home, the following documentary is one you’ll want to share – just so they know exactly how they’ve been brainwashed into believing that the road to success requires a degree. Moreover, it reveals the reasons for why college education costs are sky rocketing, as well as the end result of the trillion dollar bubble that is sure to pop in coming years.

A Must Watch For Anyone Entering Higher Education: The College Bubble

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(Watch at Youtube)

The official fiscal year 2010 default rate was 14.7% and we can only expect that to be higher for the following years. No one but the government would guarantee a loan for anyone to go to college, for any curriculum with little regards for the likelihood of the individual to repay the loan.
 
The government gladly invests taxpayer dollars into student grants and loans. This is what has been driving the increase in college tuition bringing it above and beyond the average student and family.
 
For teenagers the propaganda is so potent that high school students in many cases have blind optimism that they will land their dream career after college and have the income to easily pay off any loan balances occurred along the way.
 
Some graduates are left with over 100,000 in debt and can barely find any job, let alone the one they pictured themselves getting into four years ago.

For starters, we are now living in a new economy, much different from the one our parents and grandparents experienced after World War II. Many of America’s high paying jobs have been outsourced to foreign countries. Manufacturing has been shifted to slave-labor economies like China. The majority of jobs left in America are low-paying, minimum wage labor. So the competition for the few high paying jobs remaining is extremely fierce.

This is why a huge percentage of American adults – nearly 30% – are living with their parents, and that includes graduates who just got out of school with tens of thousands in debt.

The government interference that caused home prices to rise ahead of the 2008 financial crisis and saw more people buy homes than ever before, is the very same effect we’re seeing in college education.

We all remember how that ended up.

College tuition cannot rise indefinitely. Eventually something will cause the great college bubble to pop.
 
Outstanding student loan debt is over $1.2 trillion. This is nearly 50% higher than outstanding credit card debt.
 
The longer the status quo is kept, the bigger the bubble is going to get… and thus the larger the crash will be.
 
In the coming years student loan payments will get so high that it’ll be unmanageable… even for the students that get the dream job that they were told their degree would award them.
 
Massive defaults will occur and colleges will soon be worse off. Prices will need to be readjusted to maintain the maximum income when attendance levels crash. Professors will face pay cuts or layoffs, along with administration, maintenance, construction and anyone else working for or at a college or university.

As an example, take a high school graduate who wants to become a teacher. She’ll spend four years in school and take on around $80,000 of debt. When she gets out of school, she’ll make around $35,000 a year. At that rate it would literally take her two decades to pay off her loan. Others might not be so lucky and will end up shackled with debt for their entire life, or they’ll simply default. Consider a liberal arts major who, in essence, is being trained for a “career t”hat produces a service that the majority of Americans won’t have the money to pay for. How will this individual pay back tens of thousands of dollar in debt?

The simple answer? They won’t.

There are certainly jobs out there that require higher education. But even those industries, such as the medical field, are being gutted from within.

This is just another example of what happens when government gets involved in the free market. Overblown prices, life-long debt commitments, and a future of destitution is what college graduates can expect over coming decades.

What high schoolers don’t realize – and many will never be taught under Common Core’s curriculum – is that the key elements for success are, among other things, self-education, focus, adaptability, resilience, persistence and an optimistic attitude. You know, all of those things that made America great to begin with. A college degree is secondary.

Image credit: http://www.shtfplan.com

 

Audit: School employee used nearly $500,000 on iTunes, jewelry

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Source: http://tennessee.watchdog.org

By Chris Butler

Audit: School employee used nearly $500,000 on iTunes, jewelry

 

A former Alcoa City School District employee who oversaw federal funds took nearly $500,000 in taxpayer money to use for herself, according to an audit Tennessee Comptroller Justin Wilson released Tuesday.

The former employee spent the money on her home mortgage, food, jewelry, clothing and iTunes songs, Wilson said. She even invested some of that money in a local gym, according to the audit.

Justin Wilson

Justin Wilson

Unlike many other state audits involving theft of taxpayer money, in which authorities already have indicted the accused government employee, officials haven’t arrested the employee yet, and they haven’t publicly identified her.

“Due to the fact that federal money is involved, this matter has been referred to the U.S. Attorney’s Office in Knoxville,” said Cortney Dugger, spokesman for Tennessee Ninth Judicial District, in a statement to Tennessee Watchdog.

Dugger couldn’t say whether local or federal officials, or both, would prosecute the case, assuming an arrest is made.

Director of Schools Brian Bell didn’t return Tennessee Watchdog’s messages seeking comment Tuesday, and neither did anyone at Knoxville’s U.S. State Attorney’s Office.

According to the audit, the former school district employee, who assisted the school district’s federal projects administrator, diverted the half-million dollars from the district and two professional organizations — the Tennessee Attendance Supervisors Steering Committee and the East Tennessee Attendance Supervisors Association — where  she served as treasurer .

The audit also said the school district reimbursed her for 70 work-related trips that she didn’t actually take.

The Tennessee Bureau of Investigation assisted with the investigation, which covered almost six years, comptroller spokesman Blake Fontenay said in a news release.

The audit also said the school district and the two professional organizations didn’t properly oversee how the employee spent taxpayer money.

Contact Christopher Butler at chris@tennesseewatchdog.org. or follow him and submit story ideas on his official Facebook page.

Common Core: How Career Training Has Replaced Public Education

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Source: http://www.occupycorporatism.com

By Susanne Posel
Occupy Corporatism

Common Core: How Career Training Has Replaced Public Education

 

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Last month in New York, the Common Core Learning Standards will leave some students behind because of the focus on passing tests and lack of direct education.

The working group of Board Regents (BR) state: “Educators whose jobs are threatened because of this year’s and last year’s test results should be able to raise as a defense a district’s failure to provide enough training or guidance on the standards.”

The BR will be releasing a report on CCLS which demands that a 3 year moratorium be placed on implementation of Common Core to properly evaluate the consequences of drastically shifting the focus of education from learning to effectively passing exams.

In 2022, students in high school would be required to pass CCLS exams or risk not graduating with a diploma.

These recommendations by the BR apply to 2012 – 2014 school years and represent an obvious turn from agendas laid out by John King, NY education commissioner, and Chancellor Merryl Tisch.

Both King and Tisch decry that CCLS is “necessary to ensure that students are college and career ready.”

Media reports assert to the public that “common core isn’t a government conspiracy” in an attempt to legitimize this “initiative in our classrooms.”

In the mix to contribute to this shift in what education means in America, a groups called Student Achievement Partners (SAP) prides themselves on “working to support teachers across the country in their efforts to realize the promise of the Common Core State Standards for all students.”

According to the SAP website: “This website is full of free content designed to help educators understand and implement the Common Core State Standards. It includes practical tools designed to help students and teachers see their hard work deliver results. achievethecore.org was created in the spirit of collaboration. Please steal these tools and share them with others.”

Ben Gibbons, a father of 3 children, wrote an op-ed piece explaining his view on CCLS.

Gibbons said: “Common Core’s lead architect has publicly admitted that his team was not qualified for the job, and it shows. The standards for early childhood grades, for instance, are wildly at odds with what educators and child psychologists know is developmentally appropriate for young children, setting the stage for undue stress and suppressed creativity.”

The father continued: “In math, rather than teaching students to competently and confidently solve arithmetic problems using the classic algorithms, Common Core mandates an avant-garde approach in which children are taught a confusing amalgam of solution strategies, most of which are utterly worthless in the real world. As a result, your grandmother will likely be faster and more competent at simple arithmetic than your kids.”

The Bill & Melinda Gates Foundation (BMGF) published a document entitled, “Shifting into High Gear: Accelerating the Common Core through Teacher Networks” which creates “robust teacher networks to accelerate the impact of their efforts to support Common Core implementation.”

The College Ready Work (CRW) team is an off-shoot of the College Ready Strategy (CRS) provides “existing Foundation partners” to become “networks” for educators to ensure that CCSS is implemented “successfully”.

Under CCLS new standards of learning have been implemented with the expressed purpose of dumbing down the population. These include:

• Basic knowledge of the “classics” without a focus on reading comprehension
• Reinvention of writing skill to focus on keyboard and typing skills for college and career readiness
• Learning how to speak improperly by integrating slang and other alternative modes of communication
• Using media as a form of learning to train students to become dependent on mainstream media for their information while de-emphasizing personal research and independent thought
• Replacing cursive writing with courses on keyboard and focus on improving typing skills
• Replacing cognitive thought facilitated by mathematics with the broad belief system that illegitimates logic and reasoning

Memorization is the center of this new way of educating children with a focus on visualization to understand relationships between numbers. This is a technique that supposes the child will eventually come to the correct answer to the question.

By using deduction, the CCSS standard is part of the uniform “what every child should know curriculum.”

Image credit: http://www.occupycorporatism.com


About the author:

Susanne Posel Chief Editor, Investigative Journalist OccupyCorporatism.com Radio Host: The Region 10 Report, Live Thursdays 1-3PM PST on American Freedom Radio.

 

29 Percent Of All U.S. Adults Under The Age Of 35 Are Living With Their Parents

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Source: http://theeconomiccollapseblog.com

By Michael Snyder

29 Percent Of All U.S. Adults Under The Age Of 35 Are Living With Their Parents

 

Why-Are-So-Many-Young-Adults-Moving-Back-In-With-Mommy-And-Daddy-300x300Why are so many young adults in America living with their parents?  According to a stunning Gallup survey that was recently released, nearly three out of every ten adults in the United States under the age of 35 are still living at home with Mom and Dad.  This closely lines up with a Pew Research Center analysis of Census data that looked at a younger sample of Americans which found that 36 percent of Americans 18 to 31 years old were still living with their parents.  That was the highest level that had ever been recorded.  Overall, approximately 25 million U.S. adults are currently living at home with their parents according to Time Magazine.  So what is causing all of this?  Well, there are certainly a lot of factors.  Overwhelming student loan debt, a depressing lack of jobs and the high cost of living are all definitely playing a role.  But many would argue that what we are witnessing goes far beyond temporary economic conditions.  There are many that believe that we have fundamentally failed our young people and have neglected to equip them with the skills and values that they need to be successful in the real world.

More Americans than ever before seem to be living in a state of “perpetual adolescence”.  As Gallup noted, one of the keys to adulthood is to be able to establish independence from your parents…

An important milestone in adulthood is establishing independence from one’s parents, including finding a job, a place to live and, for most, a spouse or partner, and starting one’s own family. However, there are potential roadblocks on the path to independence that may force young adults to live with their parents longer, including a weak job market, the high cost of living, significant college debt, and helping care for an elderly or disabled parent.

Unfortunately, it is becoming increasingly difficult for young people to become financially independent.  While they are in high school, we endlessly pound into their heads the need to go to college.  Then we urge them to take out whatever loans that they will need to pay for it, ensuring them that they will be able to get “good jobs” which will enable them to pay off those loans when they graduate.

Of course a very large percentage of them find that there aren’t any “good jobs” waiting for them when they graduate.  But because of the crippling loans that they have accumulated, they quickly realize that they have decades of debt slavery ahead of them.

Just consider the following numbers about the growth of student loan debt in the United States…

-The total amount of student loan debt in the United States has risen to a brand new all-time record of 1.08 trillion dollars.

-Student loan debt accounted for 3.1 percent of all consumer debt in 2003.  Today, it accounts for 9.4 percent of all consumer debt.

-In the third quarter of 2007, the student loan delinquency rate was 7.6 percent.  Today, it is up to 11.5 percent.

This is a student loan debt bubble unlike anything that we have ever seen before, and it seems to get worse with each passing year.

So when is the bubble going to finally burst?

Meanwhile, our young adults are still really struggling to find jobs.

For those in the 18 to 29-year-old age bracket, it is getting even harder to find full-time employment.  In June 2012, 47 percent of those in that entire age group had a full-time job.  One year later, in June 2013, only 43.6 percent of that entire age group had a full-time job.

And in many ways, things are far tougher for those that didn’t finish college than for those that did.  In fact, the unemployment rate for 27-year-old college dropouts is nearly three times as high as the unemployment rate for those that finished college.

In addition, since Barack Obama has been president close to 40 percent of all 27-year-olds have spent at least some time unemployed.

So it should be no surprise that 27-year-olds are really struggling financially.  Only about one out of every five 27-year-olds owns a home at this point, and an astounding 80 percent of all 27-year-olds are in debt.

Even if a young adult is able to find a job, that does not mean that it will be enough to survive on.  The quality of jobs in America continues to go downhill and so do wages.

The ratio of what men in the 18 to 29-year-old age bracket are earning compared to what the general population is earning is at an all-time low, and American families that have a head of household that is under the age of 30 have a poverty rate of 37 percent.

No wonder so many young people are living at home.  Trying to survive in the real world is not easy.

Many of those that are trying to make it on their own are really struggling to do so.  Just consider the case of Kevin Burgos.  He earns $10.50 an hour working as an assistant manager at a Dunkin Donuts location in Hartford, Connecticut.  According to CNN, he can’t seem to make enough to support his family no matter how hard he works…

He works 35 hours each week to support his family of three young children. All told, Burgos makes about $1,800 each month.
 
But his bills for basic necessities, including rent for his two-bedroom apartment, gas for his car, diapers and visits to the doctor, add up to $2,400. To cover these expenses without falling short, Burgos would need to make at least $17 per hour.
 
“I am always worried about what I’m going to do for tomorrow,” Burgos said.

There are millions of young people out there that are pounding their heads against the wall month after month trying to work hard and do the right thing.  Sometimes they get so frustrated that they snap.  Just consider the following example

Health officials have temporarily shut down a southern West Virginia pizza restaurant after a district manager was caught on surveillance video urinating into a sink.
 
Local media reported that the Mingo County health department ordered the Pizza Hut in Kermit, about 85 miles southwest of Charleston, to shut down.

But as I mentioned earlier, instead of blaming young people for their failures, perhaps we need to take a good, long look at how we have raised them.

The truth is that our public schools are a joke, SAT scores are at an all-time low, and we have pushed nearly all discussion of morality, values and faith out of the public square.

No wonder most of our young people are dumb as a rock and seem to have no moral compass.

Or could it be possible that I am being too hard on them?

This article first appeared here at the Economic Collapse Blog.  Michael Snyder is a writer, speaker and activist who writes and edits his own blogs The American Dream and Economic Collapse Blog. Follow him on Twitter here.

 

 

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Image credit: http://theeconomiccollapseblog.com

 

Public Schools Are Preparing America’s Children For Life In A Police State

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Source: http://endoftheamericandream.com

By Michael Snyder

Public Schools Are Preparing America’s Children For Life In A Police State

 

11-Reasons-To-Get-Your-Kids-Out-Of-The-Government-Schools-300x300Our children are the future of America, and our public schools are systematically training them to become accustomed to living in a “Big Brother” police state.  All across the United States today, public schools have essentially become “prison grids” that are run by control freaks that are absolutely obsessed with micromanaging the lives of their students down to the smallest detail.  As you will read about below, students all over the country are now being monitored by RFID microchips, their lunches are being inspected on a daily basis by school administrators, and the social media accounts of students are being constantly monitored even when they are at home.  Of course these sorts of things do not happen everywhere just yet, but on the path that we are on it is just a matter of time.  At this point, many of our public schools very closely resemble “totalitarian dictatorships”, and so if the United States ever slips into totalitarianism the students of today will actually feel very comfortable under that political system.

I went to public schools all my life, so I have experience in this area.  Sadly, things have gone downhill quite a bit since those days.  For example, one thing that was unheard of back when I was in high school was “active shooter drills”.  They are being held in school districts all over the nation today, and they often involve the firing of blanks and the use of fake blood.  The following is from a recent NBC News about these drills…

In a cramped, carpeted amphitheater in the basement of Troy Buchanan High School, 69 students are waiting to die.
 
“You’ll know when it pops off,” says Robert Bowen, the school’s campus police officer. “If you get engaged with one of the shooters, you’ll know it.”
 
“When you get shot, you need to close your fingers and keep ‘em in,” adds Tammy Kozinski, the drama teacher. “When the bad guy and the police come through, they’ll step all over you, and who will be saying they’re sorry?”
 
“Nobody!” the students cry in unison.
 
This isn’t a bizarre, premeditated mass murder or some twisted sacrifice led by a student cult. These are the 20 minutes preceding an active shooter drill, the 13th one Missouri’s Lincoln County school district has staged in the past year.

You can read the rest of that article right here, and a YouTube video about these drills is posted below…

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Fortunately, the students participating in the active shooter drills in Missouri know in advance what is happening.

In other instances around the country, that is not the case.  In fact, sometimes teachers are not even told what is going to happen.  Just check out the following example from New Jersey

About 50 teachers at a New Jersey school experienced a terrifying moment when a shooting rampage turned out to be a drill, but the teachers didn’t know it.
 
It happened Aug. 28 at the Phillipsburg New Jersey Early Learning Center.
 
A man burst into the library and started shooting. But the gun didn’t have any bullets, just blanks.
 
Teachers took cover under child-sized tables, crying and trembling.
 
“People are crying. The girl next to me is trembling and shaking. You heard people crying. You heard other people praying. It was pretty dramatic,” one teacher said.

Could you imagine your own children being put through something so traumatic?

And of course “active shooter drills” are far from the only way that our public schools are being transformed into prison camps.  Just consider the following list…

-Public schools in some parts of the country are beginning to use RFID microchips to track school attendance. (Link)

-Some public schools are now systematically monitoring the social media accounts of their students. (Link)

-Listening devices are being installed in classrooms all over the nation. (Link)

-Bureaucratic control freaks are checking student lunches at many schools to ensure that they are “balanced”. (Link)

-Students are being suspended from school for simply making gun gestures with their hands. (Link)

-Some public schools do not even allow parents to walk their own children to class. (Link)

This next set of examples comes from one of my previous articles

-A few years ago, a class of 3rd grade students at one Kentucky elementary school were searched by a group of teachers after 5 dollars went missing.  During the search the students were actually required to remove their shoes and their socks.

-At one public school in the Chicago area, children have been banned from bringing their lunches from home.  Yes, you read that correctly.  Students at that particular school are absolutely prohibited from bringing lunches from home.  Instead, it is mandatory that they eat the food that the school cafeteria serves.

-The U.S. Department of Agriculture is spending huge amounts of money to install surveillance cameras in the cafeterias of public schools so that government control freaks can closely monitor what our children are eating.

-A teenager in suburban Dallas was forced to take on a part-time job after being ticketed for using bad language in one high school classroom.  The original ticket was for $340, but additional fees have raised the total bill to $637.

-It is not just high school kids that are being ticketed by police.  In Texas the crackdown extends all the way down to elementary school students.  In fact, it has been reported that Texas police gave “1,000 tickets” to elementary school kids over a recent six year period.

-A 17 year-old honor student in North Carolina named Ashley Smithwick accidentally took her father’s lunch with her to school.  It contained a small paring knife which he would use to slice up apples.  So what happened to this standout student when the school discovered this?  The school suspended her for the rest of the year and the police charged her with a misdemeanor.

-A 6 year old girl in Florida was handcuffed and sent to a mental facility after throwing temper tantrums at her elementary school.

-In early 2010, a 12 year old girl in New York was arrested by police and marched out of her school in handcuffs just because she doodled on her desk. “I love my friends Abby and Faith” was what she reportedly wrote on her desk.

-There are actually some public schools in the United States that are so paranoid that they have actually installed cameras in student bathrooms.

-Down in Florida, students have actually been arrested by police for bringing a plastic butter knife to school, for throwing an eraser, and for drawing a picture of a gun.

-The Florida State Department of Juvenile Justice has announced that it will begin using analysis software to predict crime by young delinquents and will place “potential offenders” in specific prevention and education programs.

-A group of high school students made national headlines a while back when they revealed that they were ordered by a security guard to stop singing the national anthem during a visit to the Lincoln Memorial.

-In some U.S. schools, armed cops accompanied by police dogs actually conduct surprise raids with their guns drawn.  In this video, you can actually see police officers aiming their guns at school children as the students are lined up facing the wall.

-Back in 2009, one 8 year old boy in Massachusetts was sent home from school and was forced to undergo a psychological evaluation because he drew a picture of Jesus on the cross.

Are you starting to get the picture?

Our public schools are systematically training our children for life in a police state, and hardly anyone is complaining about it.

We are heading down a very dangerous road, and at the end of that road we would end up like other totalitarian regimes such as North Korea.

If you think that you would like to live in a truly totalitarian regime, just consider what a new UN report that was just released says is going on in North Korea right now…

The commission documents crimes against humanity, including “extermination, murder, enslavement, torture, imprisonment, rape, forced abortions and other sexual violence, persecution on political, religious, racial and gender grounds, the forcible transfer of populations, the enforced disappearance of persons and the inhumane act of knowingly causing prolonged starvation.”

So why don’t the people of North Korea rebel?

Well, one prison camp survivor that escaped said that “we became so used to it that we didn’t feel anything”

One witness, a survivor of a North Korean prison camp, told the commission of seeing a guard beat a nearly starving woman who had recently given birth, then force the woman to drown her baby.
 
Others told of being imprisoned for watching soap operas, trying to find food for their families, traveling without permission or having family members considered suspect by the government.
 
“Because we saw so many people die, we became so used to it,” one prison camp survivor told the commission. “I’m sorry to say that we became so used to it that we didn’t feel anything.”

Perhaps you think that such a thing could never happen in America, but the truth is that we are also becoming very accustomed to the emerging Big Brother control grid which is being constructed all around us.

And the youth of today are sadly ignorant of what this nation is supposed to look like.  In fact, in the video posted below activist Mark Dice discovers that many students at one college in California cannot even name any of the Bill of Rights when they are asked to do so…

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So is there any hope for the next generation of Americans?

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This article first appeared here at the The American Dream.  Michael Snyder is a writer, speaker and activist who writes and edits his own blogs The American Dream and Economic Collapse Blog. Follow him on Twitter here.

 

 

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Image credit: http://endoftheamericandream.com
 
 

Charlotte Iserbyt – Common Core – Save Long Island Forum 1/18/14

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Charlotte Iserbyt – Common Core – Save Long Island Forum 1/18/14

 

2-9-2014 5-51-21 PM

 

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Published by wearechangect

Author and former educator Charlotte Iserbyt spoke with the electricity of a spark plug about how the American school system purposely indoctrinates our children into robot servants of the system.

Learn more about Charlotte Iserbyt and her book The Deliberate Dumbing Down of America: http://www.deliberatedumbingdown.com/…

Learn more about Save Long Island: http://savelongisland.org/
Check out the Save Long Island Forum website to see a list of all the speakers: http://savelongislandforum.com/

Related post: The Secret History Of Western Education – Charlotte Thomson Iserbyt

 

Wisconsin Middle School Forces Children to Play “Cross the Line” Game – Asks Kids if Parents are Alcoholics

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Source: http://libertyblitzkrieg.com

By Michael Krieger

 

Wisconsin Middle School Forces Children to Play “Cross the Line” Game – Asks Kids if Parents are Alcoholics

 

 

Just in case you had any lingering doubt about the uselessness of many U.S. public schools, I bring to you Marinette Middle School. Yes, the administrators of this school thought it would be a fantastic idea to gather sixth graders around and ask them in front of all their classmates questions like; if their parents are alcoholics, use drugs or are divorced.

This story emerge only a week after I published the very disturbing article: Lunches Seized and Tossed in Trash at Salt Lake City Elementary School for Kids with Unpaid Balances.

Now, from local station NBC26 we discover that:

MARINETTE, Wis. — Several parents with students attending Marinette Middle School are outraged over a recent game that they say is inappropriate and leads to bullying.

The parents tell NBC26 school leaders forced their kids to play the game called ‘Cross the Line’ which calls on the students to reveal personal information about themselves and their families.

“Those are questions that no child should have to answer,” said Janette Sadowski, a parent of a 6th grader. 

She said her daughter chose not to play, and was threatened with an in-school suspension.

Classy. It seems the school system is teaching the small slaves to behave and listen to irrational orders at a young age

“She stood her ground, half her class stood their ground,” said Sadowski.

Students line up and answer questions by taking a step forward. The Parents say it’s the nature of the questions that has them upset. Some ask the group if they’ve experienced suicidal thoughts and if they feel one or both of their parents are alcoholics.

In a statement from the Marinette Middle School Principal, Shawn Limberg, it says students had the choice to participate, and this was part of a bullying prevention program. Limberg said the intent was to “build stronger, more respectful relationships among students.”

Right you moron, because exposing to the entire class that a child’s parents are drunks is going to reduce bullying. Yes, these are the people “educating” your children.

Full article here.

Follow Mike on Twitter.

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Image added to original post.

 

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